The rate on a 30-year fixed refinance decreased to 6.31% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.16%, and for 20-year ...

Interest in mortgage loan refinancing has rocketed in recent weeks, making it clear that homeowners are paying attention to what's happening with the shifting rate environment. The average rate ...

In the highest-priced housing markets, some buyers see adjustable-rate mortgages as the only loan they may initially qualify ...

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased last week to 6.37% from 6.42%. ARM applications increased 16% over ...

The final week of 2025 is bringing more than just holiday festivities and year-end reflections. For prospective homebuyers and current homeowners contemplating a refinance, the mortgage rate ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home ...

In California last year, 31% of all mortgages used an adjustable rate structure, the highest share in three years. Nationally, 21% of homeowners used an ARM, according to the Irvine-based housing data ...