Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.42%. For 20-year mortgage refinances, ...

The rate on a 30-year fixed refinance increased to 6.35% today, according to the Mortgage Research Center. Rates averaged 5.42% for a 15-year financed mortgage and 6.23% for a 20-year financed ...

If you're a homeowner who's given up on the possibility of refinancing into a lower rate, it's easy to understand why. After plummeting to record lows at the start of the decade, mortgage interest ...

Interest rates have certainly cooled in the last year, thanks to a changing economic environment and multiple Federal Reserve rate cuts, and that relief has trickled down to mortgage rates. The dip in ...

After consistently trending downward since the government shutdown began on Oct. 1, 30-year mortgage rates have officially fallen to the lowest point this year, below 6.5%. At various points in 2025 ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

The U.S. mortgage market is experiencing a resurgence not seen in years, as a sharp drop in borrowing costs prompted a wave of refinancing activity ahead of the Federal Reserve's widely expected ...